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  HOME ABOUT US FAQ RESOURCE CENTER CONTACT US LOCATE MORTGAGE LENDERS January 05, 2009
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Mortage Terms


  > Annual Percentage Rate APR
Calculated by using a standard formula the APR shows the cost of a loan expressed as a yearly interest rate it includes the interest points mortgage insurance and other fees associated with the loan.
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  > Equity
An owners financial interest in a property calculated by subtracting the amount still owed on the mortgage loonsfrom the fair market value of the property.
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  > Cap
A limit such as that placed on an adjustable rate mortgage on how much a monthly payment or interest rate can increase or decrease.
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Did You Know?    
 
 
Know Everything About Your Loan
Obtain All Important Cost Information Know how much of a down payment you can afford and find out all the costs involved in the loan. Knowing just the amount of the monthly payment or the interest rate is not enough. Ask for information about the same loan amount loan term and type of loan so that you can compare the information.
 

 
   More Topics That Mortgage Lenders Can Assist With:

Loan Programs
Direct Lenders
Mortgage Rates
Imperfect Credit
Home Equity Loans
First Time Buyer
Pre-approval
No Doc Loans
No Fee Loans
Interest Only Loans
Lender Fees
Title Charges
Miscellaneous Charges
Prepaid Expenses
Commercial Real Estate
New Construction
Condemnation
Second Mortgage
Landlord / Tenant
Mortgage Matters
Home Equity


Contact our Iowa Mortgage Lenders


If you live in the following cities and need a mortgage lender you should contact our Iowa mortgage lender as soon as possible:

  • Ames
  • Ankeny
  • Bettendorf
  • Burlington
  • Cedar Falls
  • Cedar Rapids
  • Clinton
  • Council Bluffs
  • Davenport
  • Des Moines
  • Dubuque
  • Fort Dodge
  • Iowa City
  • Marion
  • Marshalltown
  • Mason City
  • Muscatine
  • Newton
  • Ottumwa
  • Sioux City
  • Urbandale
  • Waterloo
  • West Des Moines
       
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Iowa Audio & Video    
 
  Brokers Urge New Scale For Jumbo Mortgages
Audio, RM, 48 Kbps, 2:58:00 AM, 8/19/2005
Reporter Scott Horsley reports on federally sponsored underwriters Fannie Mae and Freddie Mac back mortgages up to $369,000. Without federal underwriting, home buyers pay a higher interest rate.
Source: National Public Radio 		 
 
Iowa External Sites    
 
 

USDA Rural Development--Iowa GRH Lender Information
The lender will apply to USDA Rural Development for a guarantee on the loan. ... There is no mortgage limit. Maximum loan is determined by repayment
USDA Rural Development--Iowa News Release 05_09-16
... is now an Approved Lender for the Guaranteed Rural Housing Program in Iowa. ... The loan is processed by a conventional lender with a 30-year fix

  


Legal Disclaimers
The information provided on Mortgage Lenders Iowa.com is not intended to be mortgage advice, but merely conveys general information related to mortgage issues commonly encountered.

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